Interest Rates - Effective April 22, 2024.
| Personal Savings | Tiers | Rates |
|---|---|---|
| Plan 24 | 0.05% | |
| Youth Account | 0.15% | |
| Premium Savings | ||
| Tier 1 | 0 - 5,000 | 0.10% |
| Tier 2 | 5,000.01 - 25,000 | 0.25% |
| Tier 3 | 25,000.01 - 50,000 | 0.35% |
| Tier 4 | 50,000.01 - 100,000 | 0.55% |
| Tier 5 | Over 100,000 | 0.70% |
| High Interest Savings | ||
| Tier 1 | 0 - 10,000 | 0.50% |
| Tier 2 | 10,000.01 - 50,000 | 1.00% |
| Tier 3 | 50,000.01 - 150,000 | 1.50% |
| Tier 4 | 150,000.01 - 250,000 | 2.00% |
| Tier 5 | Over 250,000 | 2.50% |
| Business Savings | Tiers | Rates |
|---|---|---|
| Business Plan 24 | 0.05% | |
| Business High Interest Savings | ||
| Tier 1 | 0 - 25,000 | 0.25% |
| Tier 2 | 25,000.01 - 100,000 | 0.75% |
| Tier 3 | 100,000.01 - 250,000 | 1.25% |
| Tier 4 | Over 250,000 | 1.75% |
| Agri Invest Savings | 2.75% |
| Investments | RRSPs | Term Deposits | TFSAs |
|---|---|---|---|
| Variable…… (MMB)..(CS) | 3.25% | n/a | 3.25% |
| 30 days ….Non-Redeemable | n/a | 1.15% | 1.15% |
| 90 days -----Non-Redeemable | n/a | 1.35% | 1.35% |
| 1 year …... Non-Redeemable | 4.90% | 4.90% | 4.90% |
| 1 year -……. Redeemable | n/a | 2.00% | 2.00% |
| 2 year …. Non-redeemable | 4.80% | 4.80% | 4.80% |
| 2 year …… Redeemable | n/a | 2.10% | 2.10% |
| 3 years .. Non-redeemable | 4.60% | 4.60% | 4.60% |
| 4 years .. Non-redeemable | 4.50% | 4.50% | 4.50% |
| 5 years .. Non-redeemable | 4.35% | 4.35% | 4.35% |
PERSONAL LOANS:
Various rates in effect. Rate dependent on member qualification & security.
| OVERDRAFTS | 24% |
| Mortgages | Residential | Commercial |
|---|---|---|
| Variable (Prime & 1%) | 7.20% | 8.20% |
| 1 year Open | 7.20% | 8.70% |
| 1 year Closed | 6.14% | 7.64% |
| 2 year Closed | 5.99% | 7.49% |
| 3 year Closed | 5.69% | 7.19% |
| 4 year Closed | 5.59% | 7.09% |
| 5 year Closed | 5.34% | 6.59% |
| PRIME RATE | 7.20% |
*Rates subject to change without notice*